What Haggard Homes Does and How to Work With Them

Haggard Homes buys houses directly from owners in South Carolina, often closing quickly without requiring repairs

Haggard Homes is a real estate company that purchases residential properties across South Carolina. They buy houses in any condition—whether occupied, vacant, damaged, or facing foreclosure—and typically close within days or weeks rather than months. The company handles the transaction directly with the owner, meaning you do not list the property on the market or work through a traditional real estate agent.

This model appeals to owners who need to sell fast, cannot afford repairs before selling, or want to avoid the uncertainty of a traditional sale. Haggard Homes makes an offer based on the property's current state, not its potential after renovation. You receive cash at closing, and the company handles all repairs and resale themselves.

Key Takeaways

• Haggard Homes purchases properties directly from owners without requiring the seller to make repairs or improvements first.
• The company typically closes within days or weeks, much faster than a traditional home sale through a real estate agent.
• You receive a cash offer based on the property's current condition, and Haggard Homes handles all closing costs and paperwork.
• This option works for owners facing foreclosure, inheriting unwanted property, dealing with damage, or simply needing a quick sale.

How the offer and closing process works

When you contact Haggard Homes, you provide basic information about the property—address, condition, whether anyone lives there, and any known issues. A representative schedules a time to visit and walk through the house. This inspection is informal; they are assessing the property's current state, not conducting a formal appraisal.

After the inspection, Haggard Homes makes a cash offer. This offer reflects what they believe they can recover after purchasing, renovating, and reselling the property. The offer is typically lower than what you might receive from a buyer in a traditional sale, because the company is taking on the cost and risk of repairs. You can accept, reject, or negotiate the offer.

If you accept, closing happens quickly—often within 7 to 14 days, though timelines vary. Haggard Homes handles title work, inspections, and all paperwork. You do not pay realtor commissions, closing costs, or inspection fees; the company covers those. At closing, you receive the agreed cash amount and the property transfers to Haggard Homes.

When a direct sale to Haggard Homes makes sense

A direct sale works well if you are facing foreclosure and need to stop the process before it reaches auction. The fast closing can halt foreclosure proceedings, and you walk away with cash rather than a damaged credit record and legal fees. Similarly, if you inherited a property you do not want and cannot afford to maintain it, selling directly avoids months of carrying costs and property taxes.

Owners with severely damaged homes—fire damage, major structural problems, extensive mold—often find that traditional buyers will not make offers, or will demand the owner pay for repairs before closing. Haggard Homes purchases these properties as-is. The same applies to rental properties with problem tenants or high vacancy rates; you can exit without waiting for leases to end or dealing with eviction.

If you own multiple properties and need to liquidate quickly for cash flow, a job relocation, or a life change, the speed and certainty of a direct sale can outweigh the lower price. You know the closing date and the amount you will receive, with no risk of a buyer backing out during inspection or appraisal.

What you should know about the offer price

Haggard Homes' offer will be lower than the market value of a similar home in good condition. The company is buying the property, paying for all repairs, marketing it, and reselling it—all at their own cost and risk. Their profit comes from the difference between what they pay you and what they eventually sell the property for after renovation.

The exact discount depends on the property's location, condition, and the local market. A house needing cosmetic updates in a desirable neighborhood may receive a higher percentage of market value than a severely damaged home in a slower market. You can research comparable sales in your area to understand what a similar property in good condition might sell for, then expect Haggard Homes' offer to be 20 to 40 percent below that figure—though this varies widely.

If you are considering this route, it helps to get a second opinion. A traditional real estate agent can provide a market analysis showing what your home might sell for with repairs and marketing. Comparing that figure to Haggard Homes' offer lets you weigh the speed and certainty of a direct sale against the potentially higher proceeds of a traditional sale that takes longer.

Questions to ask before accepting an offer

Ask Haggard Homes whether the offer is firm or contingent on anything—inspection results, title issues, or appraisal. A truly firm offer means they will close at the stated price regardless of what they find. Ask about their timeline: do they close in 7 days, 14 days, or longer? If you need cash by a specific date, confirm they can meet it.

Clarify who pays for what at closing. Most direct-buy companies cover closing costs, but confirm this in writing. Ask whether you are responsible for any liens, back taxes, or HOA fees—typically the seller pays these, but it is worth stating explicitly in the offer. If the property has tenants, ask how Haggard Homes handles the lease or eviction; some companies will honor existing leases, while others require the property to be vacant.

Request the offer in writing before you commit verbally. A written offer protects both parties and prevents misunderstandings. If you have a mortgage, ask whether Haggard Homes will work with your lender to coordinate payoff at closing, or whether you need to arrange that yourself.

Alternatives if a direct sale does not feel right

If Haggard Homes' offer seems too low, you have other options. A traditional real estate agent can list your home on the market, even if it needs work. Some buyers specifically search for fixer-uppers and will make offers on properties as-is. The sale takes longer—typically 30 to 90 days—but you may receive more money.

If you need speed but want to explore other buyers, contact other direct-buy companies operating in South Carolina. Different companies may offer different prices based on their business model and current inventory needs. Getting multiple offers lets you compare and choose the best fit.

For properties facing foreclosure, a HUD-approved housing counselor can review your options—loan modification, short sale, or deed in lieu of foreclosure—before you sell. These routes may preserve more equity than a direct sale, though they take longer. Contact your local housing authority or call 211 to find a counselor near you.

Frequently Asked Questions

Do I have to accept Haggard Homes' first offer?

No. You can negotiate, ask for a higher price, or reject the offer entirely. Haggard Homes will make a counteroffer if you propose a different price, though they may decline if the gap is too wide. You are under no obligation to sell.

What if I still owe money on my mortgage?

Haggard Homes can work with your lender. The sale proceeds go to pay off your mortgage first, and you receive whatever is left after the loan is satisfied. Confirm this arrangement with Haggard Homes before closing so there are no surprises.

Can I sell a rental property or multi-unit building to Haggard Homes?

Yes. Haggard Homes purchases investment properties, duplexes, and small multi-family buildings. The process is the same as for a single-family home. If tenants are in place, discuss with Haggard Homes how they will handle the lease or occupancy.

How long does the entire process take from first contact to closing?

Most direct sales close within 7 to 21 days. The exact timeline depends on title work, any liens or back taxes that need clearing, and your lender's payoff process if you have a mortgage. Haggard Homes will give you a specific closing date once you accept the offer.

What happens if the property has code violations or is condemned?

Haggard Homes purchases properties in any condition, including those with code violations or condemned status. They will factor these issues into their offer price. Disclose all known violations upfront so there are no surprises during inspection.