What Broadway Insurance & Real Estate Does and How to Work With Them

Broadway Insurance & Real Estate is a full-service firm handling property sales, leasing, and insurance in South Carolina

Broadway Insurance & Real Estate combines real estate brokerage with insurance services under one roof. The firm handles residential and commercial property transactions, property management, and insurance products tied to real estate—meaning you can often work through one contact for both buying or selling a property and protecting it afterward. This setup can simplify the process of moving through a sale and into coverage without switching between separate companies.

The firm operates in South Carolina and serves clients looking to buy, sell, lease, or insure property. Whether you are a first-time homebuyer, a landlord managing rental units, or a business owner seeking commercial space, understanding what services they offer and how to connect with them helps you decide if they are the right fit for your situation.

Key Takeaways

• Broadway Insurance & Real Estate combines property sales, leasing, and insurance services, so you can handle multiple aspects of a real estate transaction through one firm.
• The company serves both residential and commercial clients in South Carolina, from individual homebuyers to business owners.
• Real estate and insurance services are separate functions within the firm, so you may work with different agents depending on whether you need to buy, sell, lease, or insure a property.
• Contacting the firm directly by phone or visiting their office lets you discuss your specific situation and learn which services match your needs.

Real Estate Sales and Leasing Services

Broadway Insurance & Real Estate handles both the sale and lease of residential and commercial properties. If you are selling a home or commercial building, their agents list the property, market it to potential buyers or tenants, and manage the negotiation and closing process. If you are buying or leasing, they can show you available properties that fit your criteria and walk you through the contract and closing steps.

The leasing side of the business is useful for landlords who want professional management of rental properties and for tenants searching for apartments or commercial space. Having both sales and leasing under one roof means the firm can sometimes help you move from renting to buying, or from owning one property to acquiring another, without changing brokers.

Insurance Products for Property Owners

The insurance division offers coverage for homeowners, landlords, and business owners. Homeowners insurance protects your house and personal belongings against fire, theft, weather damage, and liability claims. Landlord insurance is designed for rental properties and typically covers the building structure, lost rent if a tenant stops paying, and liability if someone is injured on the property.

Commercial property insurance covers business buildings, equipment, and inventory. Because Broadway Insurance & Real Estate works with both property owners and insurers, they can often explain how a property's condition, location, or use affects your insurance costs and coverage options. This knowledge can be especially helpful when you are buying a property and need to understand what insurance will cost before you close.

How to Contact Broadway Insurance & Real Estate

The most direct way to reach the firm is by phone or by visiting their office in person. When you call, describe what you need—whether you are selling a home, looking to buy, leasing commercial space, or shopping for insurance—and they can connect you with the right agent or department.

If you are in the early stages of exploring options, a phone call or office visit lets you ask questions about their process, fees, and experience with properties or situations similar to yours. Many people find it helpful to speak with someone directly before committing to working with a firm, especially for a transaction as significant as buying or selling property.

When to Use a Combined Real Estate and Insurance Firm

Working with a single firm for both real estate and insurance can save time and reduce the number of people you coordinate with during a transaction. Your real estate agent can refer you directly to an insurance agent who understands the property you just bought, which can speed up the process of getting quotes and locking in coverage before closing day.

However, you are not required to use the same firm for both services. Some buyers prefer to shop for insurance separately to compare rates, or they may already have an insurance agent they trust. The choice depends on your comfort level with the firm, the rates they offer, and whether the convenience of one-stop service matters to you.

Understanding Real Estate Commissions and Insurance Costs

Real estate agents typically earn a commission based on the sale price of a property, usually split between the buyer's agent and the seller's agent. This commission comes out of the sale proceeds, so as a buyer you do not pay it directly—the seller's proceeds are reduced. As a seller, you negotiate the commission rate with your agent before listing.

Insurance costs vary based on the property's location, age, condition, and the coverage level you choose. When you get a quote from Broadway Insurance & Real Estate, ask what factors are driving the price and whether bundling homeowners and auto insurance, or multiple properties, would lower your rate. Comparing quotes from multiple insurers helps you understand whether their prices are competitive in your area.

What to Bring When You First Contact Them

If you are selling a property, have the address, basic details about the house or building (year built, square footage, number of bedrooms or units), and your timeline ready. If you are buying, knowing your budget and the type of property you want helps the agent narrow down options quickly.

For insurance quotes, the property address and a description of what you own (the house itself, rental units, commercial space) gets the conversation started. If the property has existing damage, previous claims, or unusual features, mentioning those upfront helps the agent give you a more accurate estimate. Having your current insurance policy on hand, if you have one, can also speed up the process of comparing coverage and rates.

Frequently Asked Questions

Do I have to use Broadway Insurance & Real Estate for both real estate and insurance?

No. You can use their real estate services and buy insurance elsewhere, or vice versa. Many people choose to work with one firm for convenience, but you are free to shop around for the best rates and service in each area.

What is the difference between homeowners insurance and landlord insurance?

Homeowners insurance covers a house you live in and your personal belongings. Landlord insurance covers a building you rent to tenants and includes coverage for lost rent if a tenant stops paying. Landlord policies do not cover a tenant's personal belongings—that is the tenant's responsibility.

How long does it take to buy or sell a property through Broadway Insurance & Real Estate?

A typical home sale takes 30 to 45 days from listing to closing, though it varies based on market conditions, financing, and inspections. Leasing is usually faster. Your agent can give you a timeline based on your specific property and situation.

Can they help me if I am buying a property that needs repairs?

Yes. Their agents can discuss the property's condition with you and connect you with their insurance team to explain how needed repairs might affect your coverage and costs. Some lenders require certain repairs before they will finance a purchase, so addressing this early helps you plan.

What happens if I want to sell my property after I buy it through them?

You can list with any agent you choose, including Broadway Insurance & Real Estate. Many people return to the same firm because the agent already knows the property and the local market, but you are not obligated to do so.