The Cardinal: A Historic Apartment Building in Downtown Columbia

What The Cardinal Offers

The Cardinal is a restored historic apartment building in downtown Columbia's Main Street district, housing residential units in a building that dates to the early 20th century. The building combines period architecture with modern apartment layouts, placing residents within walking distance of the State House, local restaurants, galleries, and the Congaree River. Units range from studios to two-bedroom floor plans, and the building operates as a mixed-income community with some units reserved at below-market rates.

The Cardinal's location on Main Street puts it at the center of Columbia's cultural and commercial revival. Residents can walk to the Columbia Museum of Art, the Nickelodeon Theatre, local coffee shops, and the weekly Soda City Market. The building itself is part of a larger downtown revitalization effort that has brought new life to blocks that were largely vacant in the 1990s and 2000s.

Key Takeaways

• The Cardinal is a historic downtown Columbia apartment building with studios and one- and two-bedroom units in a restored early-20th-century structure.
• The building sits on Main Street within walking distance of museums, restaurants, galleries, and the Congaree River.
• Some units are reserved at below-market rates as part of the building's mixed-income model.
• Leasing and unit availability change seasonally, so contacting the building directly is the fastest way to learn about current openings and pricing.

Building History and Architecture

The Cardinal occupies a building that reflects Columbia's commercial past. The structure was originally constructed as a commercial or mixed-use building in the early 1900s, when Main Street was the city's primary retail and business corridor. Like many downtown buildings of that era, it sat underused for decades as retail moved to suburban shopping centers.

The restoration of The Cardinal was part of a broader effort to bring residents back to downtown Columbia. The renovation preserved exterior details and the building's footprint while creating modern apartment interiors. This approach—keeping the historic shell while updating systems and layouts—has become standard practice in downtown revitalization across South Carolina and the Southeast.

Unit Types and Floor Plans

The Cardinal offers studios, one-bedroom, and two-bedroom apartments. Studio units are typically the smallest and least expensive option, suited for single residents or those seeking minimal space. One-bedroom units accommodate couples or small families and are the most common floor plan in the building. Two-bedroom units are available in limited numbers and are generally the highest-priced option.

Specific square footage, amenities, and pricing vary by unit and change based on lease terms and current availability. Some units may include features like exposed brick, high ceilings, or large windows that reflect the building's historic character. Others may have been renovated more recently with contemporary finishes. The best way to understand what is currently available is to contact the building's leasing office directly.

Mixed-Income Housing Model

The Cardinal operates as a mixed-income building, meaning it houses residents across different income levels rather than targeting a single market segment. This model is common in downtown revitalization projects because it creates economically diverse neighborhoods and prevents displacement of lower-income residents as an area improves.

Some units at The Cardinal are reserved at below-market rates, typically through partnerships with local housing authorities or through tax incentives that developers receive for including affordable housing. The percentage of units at reduced rates and the income thresholds that determine who can rent them vary and should be confirmed directly with the building. Mixed-income buildings often have waitlists for below-market units, since demand typically exceeds supply.

Location and Walkability

The Cardinal's Main Street address places it in the heart of downtown Columbia's cultural district. The Columbia Museum of Art is a short walk away, as is the Nickelodeon Theatre, which shows independent and art films. The building is also near local restaurants, coffee shops, and retail businesses that have opened as downtown has revitalized.

The Congaree River is accessible from downtown, with the Riverwalk and Riverfront Park offering green space and recreation. The State House and surrounding government buildings are within walking distance, making The Cardinal convenient for state employees. Public parking is available throughout downtown, though many residents find they can meet daily needs on foot or by bicycle.

Leasing Process and Contact Information

Leasing at The Cardinal is handled through the building's management office. Prospective residents should contact the building directly to learn about current availability, pricing, lease terms, and any income-based programs. Leasing staff can answer questions about specific units, move-in costs, and the application process.

Downtown apartment buildings often have seasonal fluctuations in availability, with more turnover in summer and early fall. Lease terms typically range from six months to one year, though longer terms may be negotiated. It is worth asking about any current promotions or move-in specials, as these change throughout the year.

Downtown Columbia's Apartment Market

The Cardinal is one of several apartment buildings that have opened or reopened in downtown Columbia over the past 15 years. This growth reflects a broader shift toward urban living among young professionals, empty nesters, and others seeking walkable neighborhoods close to employment and culture. Downtown Columbia's apartment market is smaller than that of larger cities but has grown steadily as the district has become more vibrant.

Rent in downtown Columbia is generally higher than in suburban areas, reflecting the convenience and amenities of urban living. However, downtown residents often spend less on transportation since many can walk or use public transit for daily needs. The trade-off between higher rent and lower transportation costs is worth calculating based on your own situation.

Frequently Asked Questions

How do I learn about there are units available at The Cardinal right now?

Contact the building's leasing office directly by phone or visit in person. You can also check the building's website or social media pages, though these are not always updated in real time. Leasing staff can tell you about current openings, pricing, and lease terms on the same call.

What does it cost to move into The Cardinal?

Move-in costs typically include first month's rent, a security deposit, and sometimes a non-refundable application or administrative fee. The exact amounts depend on the unit and current lease terms. Ask the leasing office for a complete breakdown of all costs before you commit.

Are utilities included in the rent?

This varies by unit and lease. Some apartments include water and trash in the rent; others do not. Electricity and internet are typically the tenant's responsibility. The lease will specify which utilities are included and which you pay separately.

Can I get a below-market rent if my income qualifies?

The Cardinal does reserve some units at reduced rates for lower-income residents, but availability and income limits vary. Ask the leasing office whether below-market units are currently available and what income documentation you would need to provide. Waitlists for these units are common.

Is parking included with an apartment at The Cardinal?

Parking arrangements depend on the specific unit and lease. Some apartments include parking; others require an additional monthly fee or offer street parking only. Confirm parking details with the leasing office before signing a lease, especially if you own a vehicle.